HAKEEM GHORY, Fazle. An Embedded Intelligence Layer for ML-Enabled Cash Application in SAP S/4HANA FICO: An Architectural Blueprint for Intelligent Finance Automation. International Journal of Intelligent Systems and Data Science, [S. l.], v. 1, n. 4, 2026. DOI: 10.67231/hsm41t08. Disponível em: https://journals.femington.com/ijisds/article/view/446. Acesso em: 2 oct. 2026.