FAZLE HAKEEM GHORY. Finance Transformation with SAP S/4HANA FICO Upgrades: An Empirical Study of Performance, Usability, and Risk. International Journal of Adaptive Management and Business Intelligence, [S. l.], v. 1, n. 1, 2026. DOI: 10.67231/07j85623. Disponível em: https://journals.femington.com/ijambi/article/view/423. Acesso em: 17 aug. 2026.